Purchase Quote
Get a free quote to purchase a new home in as little as 10 minutes
Refinance Quote
Get a free quote to refinance your home in as little as 10 minutes
Free Consultation
Get a free consultation and speak to one of our loan officers today
Realize Your Homeownership Dreams
Purchase A New Home
The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.
Amazing Loan Options
Obtain a Guaranteed Approval
Meet Our Loan Experts
Refinance Your Home
What does it mean to refinance your mortgage? Refinancing your mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.
Calculate Your Savings
Get A Pre-Qualified Home Refinance
Meet Our Loan Experts
Improve Your Financial Position
#Technology
Our Benefits
Begin your mortgage journey with Lend Smart Mortgage. Use our secure mobile or online application and get real time updates on how your loan is doing.
Want to go mobile?
Download the app for even more features like secure mobile document scanning and payment calculation.
- Calculate payments easily
- Securely scan & upload docs from your phone
- Message your loan officer instantly
- Get updates as you go
#Featured
Home Loan Programs
(Conventional, FHA, VA, USDA, Jumbo, Reverse Mortgages)
View All Loan Options#Featured
Latest Offers-Events
New Home Purchase
Best Mortgage offer
- Interest Rates At Historic Low
- Flexible Eligibility Criteria
- Customized Loan Options
- Freedom Of Ownership
Home Refinance
Best Mortgage offer
- Reduce Your Monthly Payment
- Lower Your Interest Rate
- Shorten The Term Of The Mortgage
- Consolidate Debt Or Cash Out
Investment Properties
Best Mortgage offer
- Low Interest Rate
- Build Equity & Wealth
- Tax Breaks & Deductions
- Real Estate Leverage
FHA Home Purchase
FHA home purchase best offer yet
- Flexible Approval
- Lower Interest Rate
- Low Down Payment
- Low Credit Score Requirement
FHA Home Refinance
Best Mortgage offer
- No Appraisal Is Required
- Easiest And Fastest Process
- Lower Credit Score Requirements
- Lower Interest Rate
- FHA Loans are Assumable
USDA Home Purchase
Best Mortgage offer
- No Money Down
- Low Rates
- Lower Credit Scores Approved
- Flexible Approval
USDA Home Refinance
Best Mortgage offer
- Up To 100% Financing
- Favorable Mortgage Terms
- Reduce Mortgage Insurance
- Lower Interest Rates
- Lower Credit Score Approved
VA Home Purchase
Best Mortgage offer
- No Money Down
- Lower Credit Scores
- Low-Interest Rate
- No Monthly Mortgage Insurance
VA Home Refinance
Best Mortgage offer
- Lower Rates
- Option For Cash-Out & Debt Consolidation
- No Mortgage Insurance
- Lower Credit Score Approved
#Testimonials
We Love Our Customers
Tim S.
Farron is the most knowledgeable person about getting a loan that I have ever talked to. If it weren't for him I'm sure I would've messed everything up. He answered my calls at anytime of the day and also called just to check in.
VIv S.
Sloan is an excellent mortgage guy!! He is smart, savvy and explained all stages of my refi perfectly so that I was never stressed. He is my go-to guy!!
Allison S.
Lend Smart Mortgage made my first time buying a home a breeze. I personally worked with John and would like to thank him for everything. He was on top of things, understanding, and thorough. John was always available and had great communication. I overall had a wonderful experience with this company.
Kattie N.
Chris was great to work with! We closed quickly and the communication was great. Thanks!
Gregory R.
Ours was a very complicated re finance due to our immigration status and the fact that I am a self employed small business owner. With all of these challenges and all the interest rate hikes in 2022. Michael Manley never gave up. Working really hard to get us across the line with our new mortgage. He kept us informed every step of the way and we are extremely grateful for all his help.
Yee C.
Babette was very helpful in my loan process. She communicated with me throughout the whole process and made it so much easier. Thank you so much for everything.
Mikki S.
Thanks to Colin Cherry at LendSmart, we were able to realize our dream with the least amount of stress possible. Colin’s ability to give us options was amazing! Having options gave us the confidence to move quickly and aggressively to realize our dream. He doesn’t take the easy route - he unlocked what I had been told was not possible. Thank you, Colin!
Angela B.
Great experience. Steve works hard for his clients. He helps you make informed decisions. And, is very personable.I would highly recommend Steve and LendSmart Mortgage. Closing was quick and easy!!
Michael K.
Sheila was such a joy to work with. I had a particularly difficult loan to qualify for, as I'm self employed in the restaurant business, and after Covid my returns were shaky at best. But Sheila communicated with me throughout the entire transaction and we not only got approved for the mortgage, but I was able to close on the property 5 days early! Would highly recommend!!
jerushea R.
Tonius worked with me for about two years to get me into a house. I had so many obstacles to over come from bad credit to dealing with other shady lenders. Tonius directed me through this process like a knight in shining armor. I've been in my home for a year now and it's still hard to believe that we pulled it off. I will refer any one to Tonius. His experience and connections are verified !
Michelle H.
Charissa Myers is absolutely amazing. She walked me through every step. Our communication was wonderful. She answered every question i ever had. She made the loan process very easy and i never had to worry. Thanks to her i am finally a home owner. I highly recommend her.
robert C.
I would highly recommend them fast and easy process.
Kathy C.
Working with Noe made purchasing a home smooth as possible. I had countless questions and he answered each and every question with as much detail and in a easy way to understand.
Spencer B.
Colin was absolutely amazing to work with. His knowledge and expertise is unmatched. He has such a wonderful way of making what can seem daunting and overwhelming feel very approachable. We are grateful that we found Colin, and would recommend him to anyone!
Adam N.
Chris at Lend Smart was super helpful, knowledgeable, and easy to work with. I highly recommend him to anyone looking to purchase a home. Thank you Chris!
Stephanie T.
Tim at Lend Smart was great to work with. I recommend him and Lend Smart.Everything was easy and now I am as happy as can be with my first home!!Thank you Tim
Kerrbear
Bobby and Dan have excellent communication skills, no hidden fees and kept me up to date throughout the entire process. They gave excellent advise on easy ways to positively impact my credit score and provided a list of items I would need in advance to ensure a speedy and seamless approval process. Highly recommend!
John F.
We have worked with Mike on a handful of refinances/purchase of rental/investment property. The process has always been smooth, as Mike excels in clear and timely communication with his clients. Additionally, Mike has always been incredibly responsive, informative, and helpful with many, many questions and purchasing scenarios we've thrown at him over the years. He has earned our trust and repeat business, and we look forward to future transactions with Mike and his team.
Jean L. Onana E.
Lend Smart Mortgage is not only there to help getting the right home but is a family member. Dealing with them is stress free, they help my family to get the right home, i will always recommend them to any of my relative ready to get a home.
Kaylah F.
Chris was extremely helpful, communicative and did a great job at explaining things. I came to Chris mid contract after having a horrible experience with another lender where my trust was completely gone and he was super understanding, patient and was never annoyed whenever I had questions or would check in to see what was needed of me. I cannot begin to express my gratitude to Chris for just simply being patient and kind towards me.
tenisha N.
Our pleasure to work with you! ❤️
Sajjad K.
Bill Barringer is the most knowledgeable person about loans and mortgage I have ever seen in my life. without his help we wouldn't be able to get our dream house. most honest straight forward person with no gimmick no nonsense game. no matter what is your financial situation if there is a way to get a loan bill will find it for you, but if he said he can not do your loan there is no one else in the world can help you he is that good. on the process of the loan I had situation came up that I was afraid of but bill assured me not to worry and how to get those situation taken care of. the way he took care my loan I felt like he is my family member helping me. Lend Smart Mortgage, LLC is very lucky to have a person in their company who is able to help those who in need of a loan. Bill my wife and I thank you from bottom of our heart. we appreciate your help with our loan.
David C.
Polite and respectful. Chris and melanie responded in a timely manner and answered all the questions I had. I had a great experience.
Susan A
Very Happy ! They help me to buy , very professional all of them ! Thank you Patricia Barrientos ,We are 3 different friends that she helped us to buy a property ! We are so happy with our broker! Thank you !
Jeffrey J.
Bobby was amazing to work with every step of the loan process. He was always there to answer my questions, even on the weekends! Bobby made the loan process very easy for us, and helped us get to where we needed to be. He was extremely helpful and we were lucky to have worked with him. We will definitely refer him to our friends and family!!
Fredy G.
Leaving this review in gratitude with Tonius, Ela and their team. They’re very efficient and attentive to their clients, they helped us with all the questions we had and made the sometimes stressful process of buying a home much less stressful. Really recommend them they’re very professional.
Realist
Being a first time home buyer was overwhelming until I started working with Tonius Frank he reassured me I can do it, Tonius was straight forward, patient, professionaland strict lol. Tonius wanted to see me win this race and that's exactly what I needed. Thanks again Tonius Frank for everything, you are the BEST at what you do.
Peter S.
Turned to Bobby Murray for my refinancing needs. The handsome son of a gun took to it immediately and led me through the process! From inquiry to closing in no time flat!
Sergio
Chet and Monica guided me thru the step-by-step. I'll like to thank them for all their help.
John G.
We had a great experience using this company. Talia Schalkle did an excellent job! I have worked with her several times and she always makes the process flow smoothly. Highly recommend using her and this company.
MK Y.
Dan was a wonderful partner throughout our home buying process. He provided valuable advice and guidance and worked seamlessly with our real estate professional. Dan made the entire experience stress-free and was a pleasure to work with.
Danielle T.
Bobby was very attentive and answered all of my questions. He walked me through each step and everything went smooth. I definitely recommend Lend Smart and Bobby! Thank you for your help!
Audra S.
I want to thank Tonius and his team for being prompt and very professional. No question was dumb, and they explained the full process from beginning to end and made my dream a reality. The overall process took three weeks, and my overall experience was excellent.
Laraina F.
John made everything so easy! I appreciate him very much for helping me get my first home!!
Megan B
Mallory was amazing and handled everything with great professionalism! She answered all my questions I had about getting my loan and was very friendly and pleasant to work with
Saul L.
Jeremiah was great to work with! He answered every question we had, and made the house buying process extremely easy. He was there to answer questions 24/7, and we closed on our home earlier then what we had been told! I would definitely be coming back for future services; highly recommend!
Sheri P.
Charissa Myers, was amazing, going above and beyond for me. Listening and hearing my concerns and answering my questions, honestly. I highly recommend, Charissa Myers!
Sury R.
We had a complex loan approval and Buffy patiently worked with us and the underwriters to get us the approval on time !
#Locations
Licensed States
We are always looking to expand our ability to service more customers in more states. If you are a senior loan expert looking to open your own branch or if you just want to join a stellar company then Click Here
*All Blue States Are Where LendSmart Powered by American Pacific Mortgage Corporation NMLS #1850 is Licensed
*All Green States Are Where LendSmart Powered by American Pacific Mortgage Corporation NMLS #1850 is Pending License
#Featured
Weekly Branch
Bradenton
Bradenton's Trusted Mortgage Professionals
- 20 + Years of Mortgage Experience
- In-Process Milestone Videos Sent to You
- Home Refinance Specialists
- First-Time Home Buyer Specialists
- Veterans Affairs Loan Specialists
- Conventional Loan Specialists
- USDA & Specialty Loan Programs
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